PRIVACY NOTICE
| FACTS |
WHAT DOES PATRIOT NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION |
| Why? |
Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and overdraft history
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
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| How? |
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Patriot National Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Patriot National Bank Share? |
Can you limit this sharing? |
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
For our marketing purposes –
To offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
No |
For our affiliates’ everyday business purposes –
Information about your transactions and experiences |
No |
We do not share |
For our affiliates’ everyday business purposes –
Information about your creditworthiness |
No |
We do not share |
| For non-affiliates to market to you |
No |
We do not share |
| Questions? |
If you have any questions regarding Patriot National Bank’s Privacy Policy,
call 1-800-762-7620 or e-mail Philip W. Wolford, COO at pwolford@pnbk.com. |
| Who we are |
| Who is providing this notice? |
Patriot National Bank |
| What we do |
| How does Patriot National Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Patriot National Bank collect my personal information? |
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
- sharing for affiliates everyday business purposes - Information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
See below for more on your rights under state law.
|
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Patriot National Bank does not have any affiliates at present
|
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Patriot National Bank does not share with non-affiliates
|
| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Patriot National Bank does not presently have joint marketing agreements
|
| Other important information |
The directors, management, and staff of Patriot National Bank are concerned about and respect the privacy of customers’/consumers’ personal financial information. We understand that our customers furnish sensitive information to the bank in the course of daily business, and the bank is committed to treating such information responsibly. We know that our customers expect privacy and security for their personal and financial affairs.
The bank takes all the necessary steps to safeguard sensitive information that has been entrusted to us by our customers. The above privacy policy outlines Patriot National Bank’s practice regarding personally identifiable financial information for consumers and those consumers who become our customers. |
CONNECTICUT PRIVACY PROTECTION POLICY
In the normal course of our business, we may request or receive social security numbers from customers, employees, job applicants and others. At Patriot National Bank, we are concerned about privacy and appreciate the fact that social security numbers deserve special protections. As a result, we have implemented policies and procedures which are designed to: (1) protect the confidentiality of social security numbers, (2) prohibit unlawful disclosure of social security numbers, and (3) limit access to social security numbers.
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